In 2019, there were approximately 22.8 billion credit, debit, and prepaid cards in use worldwide. This number is expected to reach 29.31 billion by 2023.
The number of general purpose and private label debit cards increased 3.8% to 6.28 billion between 2019 and 2020.
In 2021, the overall credit card in circulation reached 64 million.
According to a Forbes Advisor survey from February 2023, 54% of consumers use a physical or virtual debit card and 36% of consumers use a physical or virtual credit card.
And the vast majority of those not using them are not valuable as customers.
Because the rest of the world exists. Can you name a single technology that massively boosted productivity but was regulated at a global scale successfully? Do you think a country with low goods export is going to hamper it’s competitive advantage because some highly paid (yes American writers are highly paid compared globally) Hollywood writer says this is bad?
“Asian MIT grad who knows exactly what she is doing, pretends to be shocked after intentionally triggering industry known bias that are already acknowledged and being worked on”
This is just a student manufacturing controversy ensuring she has a great talking piece at her interviews.
Oh right, they definitely found so super secret spying functionally that armies of security researcher have missed. They must be super hackers or some shit 🤦♂️
No it’s not. No. This place is the fox news for the left and privacy crazies. You people have done more harm to privacy with your boy who cried wolf bullshit than anybody else. Constant misrepresentation, baseless claims, and constant red flags which have eroded any credibility there message had left.
Wikipedia is run by a central NGO which is something I’ve advocated for. What we have now, and what folks are conversing about isn’t a sane model like you propose. People really believe this place isn’t going to have serious child porn, disinformation, and censorship issues without someone competent taking over the main policing and privacy concerns.
The funny thing is I manage the NIST/ISO/GDPR for our company. I would have been coding slinging yaml and terraform just a few years ago. I literally have experience managing 75M of resources in such systems and have in depth discussions with my lawyer about this fascinating time bomb.
At some point a while back I just gave up having educated conversations over SM. For every one you’ll have 10 jackasses who have been widely unsuccessful in their career bitching in anti work how you doing know Jack shit. I stated my first two responses responses to incorrect or uneducated information and was immediately attacked as usual. It’s a race to the bottom that everyone is getting tired of.
Laws + costs of a server. Cloudflare is 100% in talks warning lemmy.world they aren’t going to support them for free/$20/month.
I love how you dismiss the compliance as all you need. As if it isn’t a crazy topic that requires a lawyer every other day plus hiring a team and creating a process to deal with child porn shit.
None of you know half the reality of running successful digital services.
You are delusional and will be left behind if that is your view point. The code is usually largely accurate only needing a few tweaks. Easily one of the most powerful scaffolding and learning tool I’ve used in 25 years. Our developers embracing it are more efficient then ever and passing static analysis, owasp scans, coding standards just fine if not better than cranky old devs who think they couldn’t possibly be helped by a dumb machine.
I have been laughed at and down voted every single fucking time I point out how woefully unprepared every fucking instance is.
The free model is flawed and will be unsuccessful every fucking time there is any signs popular server. And users aren’t going to tolerate moving fucking servers every month.
You think cloudflare is going to keep on protecting lemmy.world each week on their free/professional their? Enterprise starts at 20k a year before traffic, good luck raising that kind of yearly money on a hobby server.
And then there is GDPR and CCPA all of which are ignored and clearly not being enforced just waiting for a lawsuit.
Oh and I do I need to explain to you people the child porn reporting mechanisms that need to be in place?
The only way if this bullshit is successful it’s if someone starts a no profit e.g Mozilla foundation and acts like a functioning adult running a business vs a 16 year old tinkering with Linux.
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Most people do.
And the vast majority of those not using them are not valuable as customers.