I don’t think one takes into account investment accounts with envelope budgeting, if I’m not wrong. All the accounts in this kind of budgeting should be involved in the budget, to be money that is to be assigned. “Give every dollar a job” kind of style. Money in investment accounts is for the most part saving for savings sake. But I guess people can assign that kind of money as well, e.g. “this is money that I’m investing to be able to buy a house in 5 years”. I’m not an expert on this so you could look up how YNAB does it, or if Actual has any docs on this.

Yes. You can read about on Actual Budgets documentation. It’s free for personal use. You just generate an API token. https://actualbudget.org/docs/advanced/bank-sync/gocardless/

If you’re in the EU you can do bank syncing for free with GoCardless integration. If you’re in the US you need to go with SimpleFIN which costs a small sum and is in a more experimental phase than the GoCardless integration I think. Either way, GoCardless has been working great for me. Actually far better than YNAB which didn’t even support my bank. It’s literally just set up and forget.

If one doesn’t want to self-host it one can always go through a service like PikaPods who do in fact have a revenue sharing deal with Actual Budget. And either way, Actual Budget isn’t really an accounting tool for businesses, or did I misunderstand you?

A reminder that Opera is owned by a Chinese public company. I wouldn’t trust the browser for privacy reasons.

Loop is great! I love F-Droid. Many times it’s guaranteed you’ll find a better alternative to a proprietary, ad-filled app on Play Store, on the F-Droid app

Thanks a lot! Sounds perfect, and definitely like the things I want to run too! Yeah I currently run Jellyfin on my workstation as well as my drives are all connected to it, but yeah maybe if I decide to make a NAS in the future I might look at getting some other hardware than this thin client. So Jellyfin on this piece isn’t a must.

I’m just waiting for some FOSS purist to find fault in this.

This reaffirms my wish to go back to monkey.

I wonder where people see the conspiracy here tbh.